These Terms of Use (“Terms”) govern your access to and use of the mobile application BALANCE (“App”, “Service”) provided by Vicente Méndez (“we”, “us”, “our”). By downloading, installing, or using the App, you agree to these Terms. If you do not agree, do not use the App.
BALANCE is a personal finance tool that helps you record income and expenses, organize categories, manage wallets, set reminders, export data, and optionally sync information to the cloud using a Google account. The App is provided free of charge unless we state otherwise in the future.
You may use the App without creating an account (local-only mode). Creating an account is optional and enables cloud backup and shared wallets.
You must be at least 13 years old (or the minimum digital consent age in your jurisdiction) to use BALANCE. If you are a minor, you must have permission from a parent or legal guardian.
You agree not to:
Financial information and other content you enter remain yours. You grant us a limited, non-exclusive license to host, store, process, back up, and sync your content solely to operate the Service, including shared-wallet features you choose to use.
You are responsible for the accuracy of information you enter and for whom you invite to shared wallets. Data in a shared wallet may be visible to other members according to App permissions.
Shared wallets allow multiple registered users to view and modify the same wallet data. By inviting someone or accepting an invitation, you acknowledge that wallet data will be shared with those members. If you are the owner and delete your account, shared wallets you own may be deleted for all members (see Account Deletion).
BALANCE is an organizational and informational tool only. It does not provide financial, investment, tax, or legal advice. Projections, summaries, charts, and calculations are estimates based on data you provide. We do not guarantee accuracy or future results. Consult a qualified professional before making important financial decisions.
The App integrates with Google Firebase and Google Sign-In. Your use of those services is subject to Google’s terms and policies. We are not responsible for third-party services outside our control.
We strive to keep the App available but do not guarantee uninterrupted or error-free operation. We may modify, suspend, or discontinue features with or without notice. We may update these Terms by posting a revised version at this URL with an updated date. Material changes may be communicated in the App where appropriate. Continued use after changes constitutes acceptance.
The App, including its design, code, trademarks, and branding, is owned by the developer or licensors. You receive a personal, limited, non-exclusive, non-transferable, revocable license to use the App for personal, non-commercial purposes in accordance with these Terms.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE APP IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING FROM YOUR USE OF THE APP. OUR TOTAL LIABILITY FOR ANY CLAIM RELATING TO THE APP SHALL NOT EXCEED THE AMOUNT YOU PAID US FOR THE APP IN THE TWELVE (12) MONTHS BEFORE THE CLAIM (OR USD $0 IF THE APP IS FREE).
Some jurisdictions do not allow certain limitations; in those cases, our liability is limited to the fullest extent permitted by law.
You are responsible for maintaining backups of important data (for example, through in-app export features).
You may stop using the App at any time. You may delete your account and associated cloud data as described on our Account Deletion page. We may suspend or terminate access if you violate these Terms or if required by law.
Our collection and use of personal information is described in the Privacy Policy, which is incorporated into these Terms.
These Terms are governed by the laws of Chile, without regard to conflict-of-law principles, except where mandatory consumer protection laws in your country of residence provide otherwise.
If a dispute arises, you agree to contact us first at balance.dev.app@gmail.com to seek an informal resolution.
If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.
These Terms, together with the Privacy Policy, constitute the entire agreement between you and us regarding the App.
Questions about these Terms:
balance.dev.app@gmail.com